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Unifamiliar independienteNúmero de MLS: #960039
LAST CHANCE TO ASSUME THE SELLER'S 2.25% INTEREST RATE / VA LOAN (FOR VA BUYERS ONLY)!! Option to assume expires on 1/1/2025!!! *** Sellers will have a NEW ROOF put on before closing with Warren Roofing!*** Welcome to this beautiful, picture perfect VACANT home that's more than ready for new owners! It displays sweet, *Southern Charm* and is nestled inside the prestigious & gated community of PARKWOOD ESTATES which is located within the desirable BLUEWATER BAY AREA of Niceville! As you enter through the inviting front door from the covered front porch, you'll be greeted with tiled flooring, high ceilings, a separate dining room/flex space with wood flooring to your left, and hardwood floored stairs to your right. Straight ahead is the cozy living room with wood flooring, new custom built- in shelving on either side of the whitewashed bricked gas fireplace, and 3 large windows providing lots of natural lighting while allowing you to look out upon the upper and lower open decking in the backyard. To the left of the living room is a tiled 1/2 bathroom, a tiled separate pantry/laundry room, and a large eat-in kitchen that features granite countertops, a center island, stainless steel appliances, white painted cabinets, tiled backsplash, gold cabinet/drawer handles, and French doors leading out to the back decks within the privacy fenced backyard. Also, on the first floor, is the 2-car garage that contains the 2021 HVAC unit (gas furnace) and the 2021 water heater (gas/tank). Enjoy ample exterior parking on the 6-car brick paved driveway.*Upstairs:
Up the new hardwood floored stairwell, take notice to the new hardwood flooring throughout the hallway and bedrooms. (No more carpet!) The first bedroom on the right a double bedroom. It used to be 2 separate bedrooms and could easily be turned back into being 2 separate bedrooms. This double room includes 2 closets and was recently accented with board and batten installed on 2 walls - one on each side of the former separate rooms. Down and across the hall is another bedroom with a bay window providing ample natural light and has custom paintings on the walls. Continue down the hall and on the right is a tiled full guest bathroom that was beautifully and completely remodeled in 2022. At the end of the hall is the spacious master bedroom that was recently enhanced with new board and batten as an accent wall. It includes 2 separate walk-in master closets with one of the closets having access to an unfinished 11x10 space above the garage that can be used for storage or could be remodeled into whatever you would want it to be such as an extension of the current master closet, an office, nursery, or gym. The master bathroom includes tiled flooring, double sinks, a whirlpool tub, and a separate shower.
*Outback:
The backyard invites you to rest & relax and/or enjoy entertaining & spending time with your family/friends while hanging out on the expansive 26x20 upper deck and 28x19 lower deck. There's a brick paved area off to the right that is perfect for grilling and/or gathering around a firepit. The backyard is fully privacy fenced and contains a well pumped irrigation system for both the backyard & frontyard.
*Exterior Features:
2011 dimensional shingle roof, gutters, vinyl siding, 6-car brick paved driveway, full yard irrigation system (well pump), 26x20 upper and 28x19 lower wooden open back decking, and a wooden privacy fenced backyard.
*Interior Features:
2-stories, 2-car garage, 1 half bathroom (downstairs), 2 full bathrooms (upstairs - guest & master), 2 guest bedrooms (upstairs) - the double guest bedroom used to be 2 separate bedrooms, the master bedroom (upstairs) - has 2 separate walk-in closets, hardwood flooring in the downstairs dining room, living room, stairwell, in the upstairs hallway, and in all 3 bedrooms, tiled flooring located in the foyer, eat-in kitchen, laundry room, 1/2 bathroom and full bathrooms, scraped off popcorn ceilings to be flat and painted throughout, custom wooden shelving in living room and in pantry/laundry room, whitewashed brick gas fireplace in living room, new light fixtures throughout, black door knobs and black door hinges throughout, gold handles for the kitchen cabinets, stainless steel kitchen appliances, 2021 HVAC unit (gas furnace) located in garage, 2021 (gas) water heater tank located in garage, renovated half bathroom downstairs, board & batten accent walls in guest bedroom and in master bedroom, fully gutted and renovated guest full bathroom upstairs, new baseboards upstairs, and replaced (gas) oven/stove in 2021.
*Udates & Upgrades:
The following are all the updates and upgrades that the Sellers have done to the interior and exterior of the home since they purchased on 6/1/2021:
*In 2021:
Removed all popcorn ceiling and painted all ceilings white.
Replaced and painted all upstairs baseboards and painted all downstairs baseboards.
Removed all carpet off of stairs, upstairs hallway, and in all 3 bedrooms.
Replaced the carpeted areas with hardwood oak 3/4 inch flooring.
Replaced all doorknobs throughout house and hinges to be black.
Replaced all doorstops.
Painted front door and replaced front door hardware.
Replaced oven/stove (gas) with a new one.
*In 2022:
Replaced master bedroom fan.
Replaced stairwell light fixture.
Replaced dining room light fixture.
Replaced kitchen light fixtures.
Completely gutted and fully renovated the upstairs guest bathroom - replaced, walls, shower and floor. Added bead board on walls, new mirror, and new black fixtures/hardware.
Painted the master bathroom, and added new mirrors, hardware on sinks, light fixtures, and cabinet knobs.
Painted the kitchen cabinets and tiled backsplash to be white and replaced the cabinet/drawer hardware with gold ones.
Painted the pantry/laundry room green and added custom built in shelving.
Installed new custom built in shelving in living room and whitewashed the brick for the gas fireplace.
Removed the tile from the walls in the downstairs 1/2 bathroom and replaced it with bead board, and added a new mirror, hardware and light fixture.
Installed raised garden beds outback.
Removed dead tree and hedges from front yard and planted a new maple tree. Removed and replaced old landscaping in the front garden beds.
Added gates to the backyard decking.
*In 2023:
Installed and painted board and batten accent walls on one wall in the master bedroom and on 2 separate walls in the double guest bedroom.
Remove old stairwell flooring and replaced it with hardwood flooring.
Painted the stairwell banister black.
*In 2024:
Replaced over 50% of wood on back deck.
Replaced 9 support beams on back decking.
Painted entire back decking.
Removed lattice from under decking.
Okaloosa Gas District replaced water heater thermostat.
*Other important information about the home:
-Parkwood Estates has a quarterly HOA fee of $225 and a one-time new buyer's fee of 0.25% of the purchase price to be paid to the HOA at time of closing.
-Sellers have a transferable termite contract with Bryan Pest Control ($300 per year and just paid to have the contract renewed). Their ($65) quarterly bug prevention spraying is with Bryan Pest Control as well.
-Sellers pay $50 per month for lawn care with Phillips Turf Science.
-Sellers pay $3,328.94 for their home (hazard) insurance with State Farm.
-On average, Sellers pay $160 /month for their electric bill through Chelco (Choctawhatchee Electric Cooperative), $30/month for their gas bill through Okaloosa Gas District, and $130/month for their water, sewer, & trash bill through Okaloosa Water & Sewer.
-Sellers pay $55/month for internet service through Cox Communications, Inc.
***** 1631 Parkside Circle closed on 11/22 and appraised for MUCH MORE (over $50,000) than the sales price!!!
***** 1701 Crestone Cove closed on 11/21 and appraised for MUCH MORE (over $25,000) than the sales price as well!!!
***** Sellers currently owe $389,343.97 (as of 12/21/24) on their VA loan. Only VA buyers have the option to assume the Seller's VA loan. The interest rate is 2.25%. Principal is $891.12 and Interest is $731.69. Combined, these 2 amounts are $1,622.81 per month.
Insurance for a buyer will most likely be around $3,600 per year ($300 per month).
Property taxes for the sellers for 2024 were $3,765.93 (which is $313.83/month) and based upon having their home as their primary residence to receive homestead exemption tax benefits. Please note, property taxes for a buyer will be higher since it will be based upon a higher property assessed value.
A VA buyer who assumes the seller's loan/rate, will need to pay the difference between the purchase price and the loan amount owed. If the purchase price is $529,000, then a VA buyer will need to pay $139,656.03 from their cash since they can only assume the VA loan for the amount owed. Keep in mind, loan assumptions can take 60-120 days to close which is why the option to assume will end on 1/1/25.
If you are a VA buyer wanting to assume the Seller's VA loan/rate, then you can expect your monthly mortgage amounts to be the following:
$891.12 (principal) + $731.69 (interest) + roughly $300 (home insurance) + roughly $335 (property taxes) + $75 (HOA fee is $225 per quarter making it $75/mo) = around $2,333 per month. **** The exact amount is undetermined at this time.
**** The exact amounts known are the principal, interest, and HOA fee. Those amounts total to $1,697.81.
****Exact property tax and home/hazard insurance amounts are unknown at this time. I have an estimated home/hazard insurance quote from Affordable Home Insurance that is for $3,618.36 per year but a buyer would still need to speak to the company to determine if that amount would be their premium price or not.
Características de la propiedad
Antigüedad: | 31-40 años de antigüedad |
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Amenidades: | Cubierta, Puerto, Porche, Sistema de riego |
Equipamiento: | Lavavajilla, Triturador de residuos, Microondas, Horno - a gas, Heladera, Lavarropa |
Estilo arquitectónico: | Otro |
Tipo de fachada exterior: | Revestimiento Vinílico |
Hogar: | Hogar |
Área del lote: | 0.38 Acres |
Habitaciones: | comedor, Cocina, Living, Cuarto de baño principal |
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Escuela secundaria (ciclo superior)
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Otros escuelas cercanos | Distancia | Tipo | Grados/años | Califaciones |
---|---|---|---|---|
St Paul Christian School | 2.6 mi | Private | PK-5 | |
James E. Plew Elementary School | 3.0 mi | Public | KG-5 | A |
Rocky Bayou Christian School | 3.5 mi | Private | PK-12 | |
Lewis School | 4.5 mi | Public | KG-8 | B+ |
Collegiate High School At Northwest Florida State College | 4.6 mi | Public | 10-12 | A |
Emerald Coast Autism Center | 4.8 mi | Private | UG | |
Edge Elementary School | 5.2 mi | Public | KG-5 | A |